Borrowing a loan against property in India by pledging your real estate not only allows you to utilize the assets you already have as collateral but also fulfils your immediate cash needs. However, it is not before you acquire the world of property loans, you start to know the documents running the loan process and you're able to have a perfect borrowing experience.

When applying for a loan against property, you'll need to gather the following property loan documents required,

1. Property Documents: You need to have the real deeds that confirm that you are the actual owner of the property, these include the sale deeds, title deed, and possession certificate. These documents are responsible for the establishing of the legal ownership of the given amenity, while lending the money, they serve as collateral.

2. Identity Proof: Send an Aadhaar card, a passport’s scanned copy or a voter ID card via email to validate the identity.

3. Address Proof: Provide documents that serve as proof to support your residential address like a passport or your utility bills.

4. Income Proof: Attachments should state the documents for your income, like pay slips, bank statements or statements of your tax return to show that you have a stable income.

5. Property Valuation Report: Apply to a professional valuer who is on a government list and obtain an evaluation of the property that is going to be mortgaged.

6. Loan Application Form: Fill in the application form with the finance company, trying to keep the provided information accurate and up to date.

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