Best Credit Cards for Travel & Shopping This Summer – India 2025 Edition
2025-06-05
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Let’s face it—summer in India isn’t just about the heat.
It’s about last-minute travel plans, impromptu shopping sprees, and those irresistible summer sales. Whether you’re flying to Ladakh, heading to Goa, or just upgrading your wardrobe online—your credit card can either make your trip sweeter or burn a hole in your pocket.
But not all cards are created equal.
So, if you’re looking to save more and earn while you spend, we’ve rounded up the most rewarding credit cards in India that give you maximum travel perks and shopping benefits this summer.
Why it’s great:
Complimentary airport lounge access (domestic + international)
Earn 4 reward points per ₹150 spent
Travel concierge and emergency overseas assistance
Summer Tip: Use it for booking flights and hotel stays via MakeMyTrip or Cleartrip—HDFC often has hidden deals for Regalia users.
Why it’s great:
5% cashback on Amazon (for Prime members)
No annual fee
1% cashback everywhere else, directly credited to your Amazon Pay balance
Summer Tip: Great for back-to-back online shopping during monsoon mega sales and quick summer home makeovers.
Why it’s great:
Earn Edge Miles that can be redeemed on flights/hotels
Free airport lounge access worldwide
Get milestone benefits like bonus miles and hotel vouchers
Summer Tip: If you're a frequent traveler, this card practically pays for itself with the travel miles alone.
Why it’s great:
Free Club Vistara Silver Membership
Access to premium lounges + international lounge program (Priority Pass)
Movie & dining discounts every weekend
Summer Tip: Use it for luxury travel, dining out, or even international trips—this card adds glam to your getaway.
Why it’s great:
Earn 1,000 bonus points monthly for just 4 transactions
Redeem points for travel, gadgets, shopping vouchers
Access to premium offers, especially in metro cities
Summer Tip: Great for those who spend smartly every month and want premium-level perks over time.
Your Need Best Card
Online Shopping Amazon Pay ICICI
Domestic Travel HDFC Regalia or SBI Elite
International Travel Axis Atlas or Amex
Lifestyle & Dining SBI Elite
This summer, your credit card shouldn’t just swipe—it should reward. Whether you’re booking flights, grabbing deals on Flipkart Myntra, or treating yourself to a staycation, the right credit card can give you cashback, rewards, and even complimentary experiences.
So go ahead—travel smart, shop better, and earn more.
It’s about last-minute travel plans, impromptu shopping sprees, and those irresistible summer sales. Whether you’re flying to Ladakh, heading to Goa, or just upgrading your wardrobe online—your credit card can either make your trip sweeter or burn a hole in your pocket.
But not all cards are created equal.
So, if you’re looking to save more and earn while you spend, we’ve rounded up the most rewarding credit cards in India that give you maximum travel perks and shopping benefits this summer.
🥇 1. HDFC Regalia Credit Card – For the Frequent Jetsetter
Why it’s great:
Complimentary airport lounge access (domestic + international)
Earn 4 reward points per ₹150 spent
Travel concierge and emergency overseas assistance
Summer Tip: Use it for booking flights and hotel stays via MakeMyTrip or Cleartrip—HDFC often has hidden deals for Regalia users.
🛍 2. Amazon Pay ICICI Credit Card – For the Online Shopaholic
Why it’s great:
5% cashback on Amazon (for Prime members)
No annual fee
1% cashback everywhere else, directly credited to your Amazon Pay balance
Summer Tip: Great for back-to-back online shopping during monsoon mega sales and quick summer home makeovers.
✈️ 3. Axis Bank Atlas Credit Card – Travel Rewards King
Why it’s great:
Earn Edge Miles that can be redeemed on flights/hotels
Free airport lounge access worldwide
Get milestone benefits like bonus miles and hotel vouchers
Summer Tip: If you're a frequent traveler, this card practically pays for itself with the travel miles alone.
💼 4. SBI Elite Credit Card – Luxury Benefits in Your Wallet
Why it’s great:
Free Club Vistara Silver Membership
Access to premium lounges + international lounge program (Priority Pass)
Movie & dining discounts every weekend
Summer Tip: Use it for luxury travel, dining out, or even international trips—this card adds glam to your getaway.
🧳 5. American Express Membership Rewards Card – For the Rewards Hunter
Why it’s great:
Earn 1,000 bonus points monthly for just 4 transactions
Redeem points for travel, gadgets, shopping vouchers
Access to premium offers, especially in metro cities
Summer Tip: Great for those who spend smartly every month and want premium-level perks over time.
✅ How to Pick the Right One?
Your Need Best Card
Online Shopping Amazon Pay ICICI
Domestic Travel HDFC Regalia or SBI Elite
International Travel Axis Atlas or Amex
Lifestyle & Dining SBI Elite
💡 Final Thoughts
This summer, your credit card shouldn’t just swipe—it should reward. Whether you’re booking flights, grabbing deals on Flipkart Myntra, or treating yourself to a staycation, the right credit card can give you cashback, rewards, and even complimentary experiences.
So go ahead—travel smart, shop better, and earn more.
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