Top 5 Best Home Loan Banks in India 2025 for Home Loan

Best Home Loan Banks in India is a prime concern and in 2025, India comes with myriad options to fulfil your needs. Enough speculation on the best home loan banks has been done for now. Are you fully prepared to crank up the switch towards your sweet home? Lending a good and effective Top home loan banks in India.

Hence, let us explore the top 5 leadingTop home loan banks in India.

1. HDFC Bank: HDFC Bank wins the reputation of a customer-orientated bank, by providing the highest market interest rates and the most flexible repayment terms that ultimately make the bank a leader in the market. On this website, for example, the user-friendly monthly homeless loan instalment calculator, navigating through monthly instalments becomes effortless.

Main features:- 

• Home loan start from 8.75% to 9.40%, which is for the salaried-employed and self-employed.

• Loan amounts start from 1 lakh and go up to 10 crores.

• Loan Tenure is Up to 30 years

• Processing Fee is up to 0.50% of the loan amount or Rs. 3000/- whichever is higher plus applicable taxes / statutory levies.

• Eligibility Criteria:- Age: 18 to 70 years

2. State Bank of India (SBI): With its largest public tribe section, SBI has become the market leader in the house loan market providing the most attractive interest rates and extended repayment instalments. Home loans EMI calculator allows a clear understanding of future Loan for homeowners.

Main features:- 

• Interest Rates for the salaried-employed is 8.50% p.a.and for the self-employed start from 9.25% p.a. to 10.40.p.a. 

• Loan amount as per their eligibility.

• Loan Tenure is Up to 30 years

• Processing Fee is 0.35 to 0.50% of the loan amount.

• Eligibility Criteria:- Age: 18 to 70 years

3. ICICI Bank: ICICI will reap the gains of innovation in home loan services, customizing to realize individual money necessities. Besides setting the rates low, they ensure that the services are delivered affordable but quality standards are not lowered.

Main features:- 

• Home loan interest rate for the salaried-employed for 9.25% p.a. and for the self-employed: From 9.40% p.a.

• Loan amounts start from 1 lakh and go up to 10 crores.

• Loan Tenure is Up to 30 years

• Processing Fee is Rs. 3000 or 0.50% to 2.00% of the loan amount.

• Eligibility Criteria:- Age: 21 to 70 years

4. Axis Bank: Trusted for its quick processes and easy approvals, Bank Axis, which is notable for itshome loan, is one of the best banks. Their dedication to customer care and the way they serve the customers easily make home loan services available to the people.

Main features:- 

• Home loan Interest rates for the salaried-employed are 8.75% p.a and the self-employed: 8.85% p.a. to 9.15% p.a.

• Loan amounts up to 5 crores.

• Loan Tenure is up to 30 years or a fixed interest rate with a tenure of 20 years.

• Processing Fee is 1% of the loan amount

• Eligibility Criteria:- Age: 21 to 65 years

5. Bank of Baroda: Serving a wide range of customers, Bank of Baroda comes out with home loan options that are attractive in terms of interest rates thus enabling a larger section of people to make their dream homes true. Their visibility on financial transactions and their zero-fee policy make them suitable for many customers.

• Interest Rates begin from 8.4% onwards

• Loan amounts up to 10 crores.

• Loan Tenure is up to 30 years

• Processing Fee is up to 0.25% of the loan amount

• Eligibility Criteria:- least 21 years

Age: the age should be at least 21 years. For a co-applicant, the age should be 18 years

With these leading Best home loan banks in India you never have to worry about your journey to own your own home. The process has never been easier and hassle-free as it is now. Do your due diligence – Emi calculator home loan and pick a suitable home loan; the sooner you take a home loan the closer you will be to your dream home!

Good News for Home Loan Borrowers: EMI on Rs 50 lakh loan may drop by Rs 3,190 in 2025