Independent candidates must be between the ages of 21 and 65.
Only residents and citizens of India can apply.
Applicants must be salaried or self-employed.
The applicant's mailing address must be in India.
Applicant must have a checking account and/or HSBC savings account active for more than 3 months.
Non-Resident India (NRI) customers cannot apply.
The loan application is valid in Ahmedabad, Bangalore, Chandigarh, Chennai, Kochi, Coimbatore, Hyderabad, Jaipur, Kolkata, Mumbai, New Delhi, Pune and Visakhapatnam (HSBC Visakhapatnam staff only).
DOCUMENTS REQUIRED
Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
Two recent passport-sized photographs
3-month salary slip for salaried individuals
Bank statements for the past three months
Audited financials for the last two years (for self-employed) or Form 1
PRECLOSURE + OTHER CHARGES
5% within 1 year 4% within 2 years 3% within 3 years 2 % after 3 years
Flexible personal loans up to 5 years (i.e. from a minimum of 6 months to an additional block of 6 months.
The length of stay is 0.5 years,1 year, 1.5 years,2year,2.5 years, 3 years, 3.5 years, 4 years, 4.5 years, 5 years.
Simple monthly repayment via Equal Monthly Payments (EMI) or electronic clearing system (ECS) or Create Standing Instruction (SI) in HSBC bank account.
Transfer existing personal loan from another bank in India
