ICICI Prudential Life Insurance

AUM

Rs.286820.00

Insurer Type

Private

Annual Premiums

Rs.43235.64

Claim Ratio

99.17

Eligibility

Minimum/maximum entry ages are 18 - 65
Must be an Indian Resident, Non-Resident Indian (NRI) or Person of Indian Origin
Must undergo medical underwriting

Documents Required

Photo ID Proof: PAN Card, Aadhar Card, Passport, Driving license
Age Proof: Birth certificate,Aadhar Card, Passport, PAN Card, Driving license
Address Proof: Voter ID , Utility bill, Passport ,Ration Card
Income proof: Last 3 months Salary slips, bank statement

Key Features

Maintains a strong ~99.17% CSR ensuring high trust in claim payouts.
Offers life cover till age 85 or 99 with multiple payout modes
Add-on covers available like Accidental Death Benefit, Critical Illness Cover, and Waiver of Premium for disability or illness.

ICICI Prudential Term Life Insurance offers affordable and flexible protection plans with a high claim settlement ratio of 99.17% (2025). With coverage up to 99 years, customizable riders, and tax benefits under Section 80C and 10(10D), ICICI's term plans provide financial security and peace of mind for your family’s future.